Wells Fargo faces a Demand for Summary Judgment after failing to rebut sworn affidavits, effectively admitting to fraud, dishonor, and lack of standing. Under California law, summary judgment must be granted as no triable issue of fact exists. The case exposes Wells Fargo’s history of foreclosure fraud, aligning with past rulings where courts dismissed their claims with prejudice. Their silence is a legal admission of guilt, making their claims void ab initio. The court is now required to strike all fraudulent claims and enforce judgment in favor of the plaintiffs.
Many assume that consumer law exists independently of the Uniform Commercial Code (UCC) and is governed solely by statutes like the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z. However, this is a misconception. The UCC plays a critical role in consumer transactions, particularly in areas such as secured transactions, negotiable instruments, sales of goods, and warranties. While consumer protection laws provide remedies and disclosures, the UCC governs the enforceability, structure, and rights associated with consumer agreements.One of the most significant aspects of this relationship is UCC Article 9, which explicitly recognizes "consumers" as "debtors" in secured transactions, reinforcing the UCC’s authority over consumer transactions.
Take Control of Your Commercial Affairs. Everything in commerce is a contract—if you don’t control the terms, you’re bound by them. This course teaches you how to enforce your rights using the UCC & U.S. Code, master administrative processes, and hold entities accountable with notices of default & contract enforcement. Learn to operate privately & lawfully while securing your financial and legal standing.
In a world where everything operates as a contract, understanding the Uniform Commercial Code (UCC) can be the difference between being in control or being controlled. The UCC Playbook: How to Use Contract Law to Secure Your Assets, Family, Freedom, and Enforce Your Rights is a roadmap to reclaiming your financial and legal sovereignty.