REALWORLDFARE
Realworldfare is an inclusive private community rooted in equity, education, and conscious empowerment. We are committed to demystifying the legal and commercial frameworks that silently govern everyday life—bringing clarity to the often-hidden distinctions between rights, privileges, and obligations. Through fair and uncensored information, we support truth-seekers in reclaiming their private power.
Our platform offers educational resources and networking opportunities focused on Common Law, Constitutional Law, Equity, Public and Private Law, Trust and Contract Law, UCC Filings, Private Banking, Debt Instruments, Foreclosure Defense, Estate Planning, and lawful dealings involving Negotiable Instruments, Deeds, Bonds, and Commercial Equity.
We uphold that equity corrects what law cannot, and that the restoration of private remedy begins with comprehension. In a world increasingly dominated by the color of law, coercion, and administrative overreach, Realworldfare serves as a sovereign resource for those who choose to operate in truth, honor, and informed peace
Commonly misinterpreted and/or terms: individual, bank, financial institution, person, state Citizen, national, U.S. citizen, secured party, trust, attorney in fact, attorney at law, lawyer, minor, infant, discharge, pay, payment.
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LATEST NEWS
Unrebutted Affidavits stand as Truth and become the Judgment, and Silence is Confession because all Court proceedings are commerce — Judicial Immunity is Removed when “Judges” ignore Unrebutted Affidavits
Discover the unstoppable power of unrebutted affidavits — the most overlooked yet decisive weapon in law. This guide proves that under FRCP, CFR, and binding precedent, unrebutted affidavits stand as admitted truth and demand judgment by law. When judges ignore them, they abandon jurisdiction, immunity, and lawful authority — exposing themselves as private actors under the Clearfield Doctrine. Master the rules, maxims, and case law that transform silence into default and default into judgment. Perfect for anyone seeking to enforce rights with precision, finality, and commercial leverage.
Read MoreWhy There Have Been No True Article III Judges Since 1989 — 1989 Judicial Improvements Act
Discover the shocking truth behind America’s hidden transformation. Why There Have Been No True Article III Judges Since 1989 exposes how the Judicial Improvements Act quietly dismantled constitutional courts and replaced them with corporate administrative tribunals. Judges who were once independent arbiters of law are now statutory employees enforcing policy—not the Constitution. This report traces the bait-and-switch that erased judicial power, stripped due process, and left every American at the mercy of a corporate trust system masquerading as justice. A must-read for anyone seeking to understand why real law no longer exists in U.S. courts.
Read MoreThe Ninth Circuit Brief That Blows the Lid Off Judicial Fraud and Collusion by Sunshine Suzanne Sykes and John and Therese Bailey
The Ninth Circuit Opening Brief filed by Kevin: Realworldfare unmasks a scheme of judicial fraud and collusion by Judge Sunshine Suzanne Sykes and opposing counsel. Sykes ruled on her own disqualification, issued a fraudulent remand order while jurisdictionally dead, and colluded to suppress verified affidavits while elevating unverified hearsay to judgment. The unlawful detainer was void from inception, every order she issued is void ab initio, and fraud vitiates everything—leaving the Ninth Circuit with the duty to vacate all orders and restore rights.
Read MoreWhen Judges Act Without Jurisdiction = Void Orders, No Immunity, Full Personal Liability, Judicial Usurpation, Ultra Vires Acts, Judicial Treason, and Commercial Fraud
Judges are not immune when they act outside lawful jurisdiction. Under the Clearfield Doctrine (Clearfield Trust Co. v. United States, […]
Read MoreAll Obligations Are Securities and Lawfully Discharged by Indorsement Under HJR-192 of 1933 Public Law 73-10, 12 U.S.C. §§ 411–412, 31 U.S.C. §§ 3123 and 5118, 31 C.F.R. Part 328, and UCC §§ 3-601, 3-603, 3-311
Discover the hidden foundation of the modern financial system: all obligations are securities, and all debts are discharged — not paid — by indorsement and operation of law. This powerful article exposes how HJR-192 of 1933 abolished gold payment, converting every transaction into credit-based discharge under UCC and federal statutes. Learn how Federal Reserve Notes are mere debt instruments, how every obligation is held in trust as a security, and how a properly indorsed instrument lawfully settles any debt. Essential knowledge for asserting your rights, enforcing discharge, and holding fiduciaries accountable for commercial dishonor.
Read MoreThe Peace Flag, the War Flag, and the Gold-Fringed Flag: Jurisdiction Hidden in Plain Sight
This article explains how the Peace Flag, War Flag, and Gold-Fringed Flag each mark the rules of the forum in which you stand. The Peace Flag signals civil jurisdiction of the People, with constitutional protections intact. The War Flag represents military jurisdiction and emergency powers, where rights are reduced to privileges. The Gold-Fringed Flag designates admiralty or tribunal jurisdiction, applying corporate statutes and procedures under color of law. Flags declare the forum’s operating rules, not who you are as a man or woman.
Read MoreFEATURED SERVICES & PRODUCTS
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Mortgage Cancelation + Transfer Home/House/Property to Trust + Trust Creation and Litigation Protection
$6,600.00 Buy product -
AFFIDAVIT: RIGHT TO TRAVEL and CANCELATION, TERMINATION, and REVOCATION of “For Hire” COMMERCIAL LICENSE
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Status Correction: Living as a “Private” Man or Woman
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AFFIDAVIT CERTIFICATE of NON-RESPONSE, DISHONOR, JUDGEMENT, and LIEN Authorization
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The UCC Playbook: How to Use Contract Law to Secure Your Assets, Family, Freedom, and Enforce Your Rights
$999.99Original price was: $999.99.$33.33Current price is: $33.33. Add to cart -
The Great Conversion and The “Legal” Architecture of Enslavement: How America Was Converted from a Republic of Sovereign People into a Corporate-Financial Trust System and How Sovereignty Was Replaced with Statutory Slaver
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The Declaration of Independence as Trust Law: Government as Trustee, The People as Beneficiaries
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™SOVEREIGN BLUEPRINT© An educational guide of Truth for reclaiming your assets, rights, and birth estate
$3,000.00Original price was: $3,000.00.$43.33Current price is: $43.33. Add to cart -
Discharging Debt Through Equity Remedy: Vehicle, Mortgage, and Credit Relief
$10,000.00Original price was: $10,000.00.$6,000.00Current price is: $6,000.00. Add to cart
MEMORANDUMS OF LAW
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Memorandum of Law: Right to Represent Your Trust or Estate 28 U.S.C. §§ 1654, 2072, Rule 17, the UCC, and the Constitution
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MEMORANDUM OF POINTS AND AUTHORITIES IN SUPPORT OF APPELLATE JURISDICTION UNDER 28 U.S.C. § 1447(d) FOLLOWING REMOVAL PURSUANT TO 28 U.S.C. § 1443(1)
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MEMORANDUM OF POINTS AND AUTHORITIES IN SUPPORT OF VERIFIED MOTION FOR MANDATORY JUDICIAL RECUSAL UNDER 28 U.S.C. §§ 144 AND 455
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MEMORANDUM OF LAW In Support of the Position That the Court Has Lost Jurisdiction and Its Orders Are Void Ab Initio
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MEMORANDUM OF LAW: IN SUPPORT OF REGISTERED MAIL AS VALID SERVICE OF PROCESS
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GENERAL MEMORANDUM OF LAW Re: Misuse of the Term “Sovereign Citizen” as a Sanctionable, Prejudicial, and Defamatory Violation of Judicial Standards, Due Process, and Ethical Conduct
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$SUIJURIS Crypto Coin Mint
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MEMORANDUM OF POINTS AND AUTHORITIES: FRAUD VITIATES EVERYTHING, AND THAT A FORECLOSURE OR TRUSTEE’S SALE BASED ON FRAUD IS VOID AB INITIO
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MEMORANDUM OF POINTS AND AUTHORITIES IN SUPPORT OF CORRECT DISTINCTION BETWEEN “SUI JURIS”, “IN PROPRIA PERSONA”, AND “PRO SE”
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FEATUTRED VIDEOS
RECENT NEWS
Unrebutted Affidavits stand as Truth and become the Judgment, and Silence is Confession because all Court proceedings are commerce — Judicial Immunity is Removed when “Judges” ignore Unrebutted Affidavits
Discover the unstoppable power of unrebutted affidavits — the most overlooked yet decisive weapon in law. This guide proves that under FRCP, CFR, and binding precedent, unrebutted affidavits stand as admitted truth and demand judgment by law. When judges ignore them, they abandon jurisdiction, immunity, and lawful authority — exposing themselves as private actors under the Clearfield Doctrine. Master the rules, maxims, and case law that transform silence into default and default into judgment. Perfect for anyone seeking to enforce rights with precision, finality, and commercial leverage.
Read MoreWhy There Have Been No True Article III Judges Since 1989 — 1989 Judicial Improvements Act
Discover the shocking truth behind America’s hidden transformation. Why There Have Been No True Article III Judges Since 1989 exposes how the Judicial Improvements Act quietly dismantled constitutional courts and replaced them with corporate administrative tribunals. Judges who were once independent arbiters of law are now statutory employees enforcing policy—not the Constitution. This report traces the bait-and-switch that erased judicial power, stripped due process, and left every American at the mercy of a corporate trust system masquerading as justice. A must-read for anyone seeking to understand why real law no longer exists in U.S. courts.
Read MoreThe Ninth Circuit Brief That Blows the Lid Off Judicial Fraud and Collusion by Sunshine Suzanne Sykes and John and Therese Bailey
The Ninth Circuit Opening Brief filed by Kevin: Realworldfare unmasks a scheme of judicial fraud and collusion by Judge Sunshine Suzanne Sykes and opposing counsel. Sykes ruled on her own disqualification, issued a fraudulent remand order while jurisdictionally dead, and colluded to suppress verified affidavits while elevating unverified hearsay to judgment. The unlawful detainer was void from inception, every order she issued is void ab initio, and fraud vitiates everything—leaving the Ninth Circuit with the duty to vacate all orders and restore rights.
Read MoreWhen Judges Act Without Jurisdiction = Void Orders, No Immunity, Full Personal Liability, Judicial Usurpation, Ultra Vires Acts, Judicial Treason, and Commercial Fraud
Judges are not immune when they act outside lawful jurisdiction. Under the Clearfield Doctrine (Clearfield Trust Co. v. United States, […]
Read MoreAll Obligations Are Securities and Lawfully Discharged by Indorsement Under HJR-192 of 1933 Public Law 73-10, 12 U.S.C. §§ 411–412, 31 U.S.C. §§ 3123 and 5118, 31 C.F.R. Part 328, and UCC §§ 3-601, 3-603, 3-311
Discover the hidden foundation of the modern financial system: all obligations are securities, and all debts are discharged — not paid — by indorsement and operation of law. This powerful article exposes how HJR-192 of 1933 abolished gold payment, converting every transaction into credit-based discharge under UCC and federal statutes. Learn how Federal Reserve Notes are mere debt instruments, how every obligation is held in trust as a security, and how a properly indorsed instrument lawfully settles any debt. Essential knowledge for asserting your rights, enforcing discharge, and holding fiduciaries accountable for commercial dishonor.
Read MoreThe Peace Flag, the War Flag, and the Gold-Fringed Flag: Jurisdiction Hidden in Plain Sight
This article explains how the Peace Flag, War Flag, and Gold-Fringed Flag each mark the rules of the forum in which you stand. The Peace Flag signals civil jurisdiction of the People, with constitutional protections intact. The War Flag represents military jurisdiction and emergency powers, where rights are reduced to privileges. The Gold-Fringed Flag designates admiralty or tribunal jurisdiction, applying corporate statutes and procedures under color of law. Flags declare the forum’s operating rules, not who you are as a man or woman.
Read MoreREVIEWS
Excellent work, this comes from a natural man [Sui Juris] that has studied for years and has the fundamental innerstanding, and over standing to interpret and know 100% that the processes, Affidavits and forms offered here are of the highest quality.
Who better to work with, than those that can directly relate to you?

Man o man is this a great read and a life changer. I can see why it would be a $3,000 purchase. The amount of curated information you get in this is well worth over $3,000. Years of information all spelled out for you.
Changed my life and I am forever grateful to the author and person that referred me to this. I am 20+ year accountant and I did not know a lot of what is contained in this book. All verifiable and it comes with ample amounts of referenced proof. The “matrix” is real and this book really breaks it all down fundamentally.
Smooth process and the end results were just as described. I cant thank the Realworldfare team enough! Still learning and beyond grateful for setting me free.

MANUALS, HANDBOOKS, STUDIES
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The Law of Opulence – 2010 – By WALLACE D WATTLES
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USING YOUR EXEMPTION
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The Administrative Procedure Act, the Fifth Amendment (Constitution), and the Power of Due Process of Law
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Judge Spills the Beans: Enforcement of CONTRACTS and CORPORATE REGULATIONS called STATUTES
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HOW TO CREATE CURRENCIES FOR LOCAL COMMUNITIES, By Hartford Van Dyke, Commercial Lawyer
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Magnetic Current – Ed Leedskalnin (1945)
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The Bill of Rights: How It Protects You
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Banker’s Top Secret Manual – 2002
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MEMORANDUM OF LAW POINTS AND AUTHORITIES IN SUPPORT OF INTERNATIONAL BILL OF EXCHANGE
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TEMPLATES
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VERIFIED NOTICE OF PERFECTED SECURED INTEREST AND CLAIM OF INTEREST IN ALL COURT BONDS, MONETARY INSTRUMENTS, CREDITS, SECURITY INTERESTS, INTANGIBLES, CHATEL PAPER, TRUST ASSETS, CRIS ACCOUNTS, SECURITIES, AND INSTRUMENTS, AND DEMAND FOR ACCOUNTING, RELEASE, AND DISBURSEMENT
$999.99Original price was: $999.99.$300.00Current price is: $300.00. Add to cart -
Notary Protest Template, Breakdown, and Details (Template 1)
$500.00Original price was: $500.00.$0.00Current price is: $0.00. Add to cart -
Constructive Notice of Denial of Consent
$100.00Original price was: $100.00.$0.00Current price is: $0.00. Add to cart -
AFFIDAVIT OF DENIAL OF CORPORATE EXISTENCE
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Truth Affidavit: Power of Attorney-In-Fact
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Document of Foundational “Case Law” on Standing, Mortgage Fraud, Foreclosure, Corporate Overreach
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NOTICE OF DEFAULT TEMPLTE – 2010-01
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MEMORANDUM OF POINTS AND AUTHORITIES IN SUPPORT OF VERIFIED MOTION FOR MANDATORY JUDICIAL RECUSAL UNDER 28 U.S.C. §§ 144 AND 455
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Affidavit of Revocation & Termination of Franchise
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DOCUMENTS
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First National Bank of Montgomery v. Daly (December 7, 1968) – Mortgages are Fraud Null and Void
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Memorandum of Law: Right to Represent Your Trust or Estate 28 U.S.C. §§ 1654, 2072, Rule 17, the UCC, and the Constitution
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Trusts: How Just About Everything is a ‘Trust’
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The Truth About Modern “Lending”: How You are the Creditor, Your Signature Funds the System and Enslaves You Through Fraud, Credit, and “Legal” Deception
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Explanation of the 1099 OID and the 1040V (Voucher) An What Impact It Has On Your Alleged Income Tax Liability by UNKNOWN
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NOTICE OF DECLINE OF CONSENT TO BE HEARD BY A ‘MAGISTRATE JUDGE’ AND DEMAND FOR AN ARTICLE III JUDGE
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MEMORANDUM OF LAW: ORDERS ISSUED WITHOUT JURISDICTION ARE VOID AB INITIO
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MEMORANDUM OF LAW POINTS AND AUTHORITIES IN SUPPORT OF INTERNATIONAL BILL OF EXCHANGE
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Library of Congress Certified: House Joint Resolution 192 of June 5 1933, Public Law 73-10
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BOOKS
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The Great Conversion and The “Legal” Architecture of Enslavement: How America Was Converted from a Republic of Sovereign People into a Corporate-Financial Trust System and How Sovereignty Was Replaced with Statutory Slaver
$79.99 Add to cart -
The UCC Playbook: How to Use Contract Law to Secure Your Assets, Family, Freedom, and Enforce Your Rights
$999.99Original price was: $999.99.$33.33Current price is: $33.33. Add to cart -
Meet Your Strawman/Artificial Entity/Trust: 14th Amendment citizens, Law, Court, Private citizens/Sovereigns
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Redemption Manual 4.5 Edition
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The Holy Bible – Geneva Edition 1st Printing, 1st Edition in 1560
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™SOVEREIGN BLUEPRINT© An educational guide of Truth for reclaiming your assets, rights, and birth estate
$3,000.00Original price was: $3,000.00.$43.33Current price is: $43.33. Add to cart
DICTIONARIES AND ENCYCLOPEDIAS
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Black’s Law Dictionary 1st Edition – 1891
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OXFORD DICTIONARY OF LAW
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Black’s Law Dictionary 7th Edition – year 2000
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Black’s Law Dictionary 2nd Edition – 1910
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Black’s Law Dictionary 4th Edition – 1968
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Black’s Law Dictionary 8th Edition – 2004
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The Concise Dictionary of Current English Adapted by H. W. FOWLER and F. G. FOWLER – 1919
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Black’s Law Dictionary 3rd Edition – 1910
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BOUVIERS’S LAW DICTIONARY AND CONCISE ENCYCLOPEDIA – VOLUME 3
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MOST VIEWED
Who is Responsible for the “Obligations” and/or BILLS, DRAFTS, CHECKS, FRNs,/Dollars?
Many people are banking incorrectly, misunderstanding the true nature of financial obligations and the protections available to them under the law. According to 18 U.S. Code § 8, an "obligation or other security...
Read More“state citizen”/national vs “U.S. citizen”: Understanding the Distinctions and Implications
This explanation clarifies the distinction between state citizens and nationals in the context of U.S. law, emphasizing that individuals born in a state are primarily state citizens with allegiance to their state, not...
Read MoreDischarging Debt Under UCC 3-603 and 3-311: Your Rights Explained
A bill of exchange can function as "legal tender" or "tender of payment," but its status depends on acceptance and context but regardless, if tendered correctly, it does discharge the debt and respective...
Read MoreNavigating Court Jurisdictions: Key Differences Between “Pro Se,” “In Propria Persona,” and “Sui Juris”
When navigating legal systems, understanding the nuanced distinctions between terms like pro se, in propria persona, and sui juris is essential for asserting your rights effectively. These terms are not merely interchangeable phrases...
Read MoreFor Smart visionaries
Embrace the Wisdom of Time and Money
In the pursuit of your dreams, remember that money is but a means to an end, a tool in your hands to craft the life you envision. Invest it wisely, not just in financial endeavors, but in experiences that enrich your soul. Time, the most precious currency, is the foundation of your journey. Allocate it with care, for it is the true measure of wealth. Seize each moment, for in its passage lies the essence of a life well-lived. Let your pursuits be guided by purpose, and may every resource at your disposal serve to enhance the tapestry of your existence.


Live on Cardano. Designed for the jurisdiction of self. Suijuris Coin is a digital asset created to reflect one simple truth: You are the authority. No middleman. No permission. No plea. Built years ago and now holding a live USD value, Suijuris is a Cardano-native token quietly designed to support those building private remedy, lawful structures, and generational sovereignty. This isn’t a meme coin or hype drop. It’s a declaration of value—anchored in intention.

A limited fixed supply of just 3,300,000 coins with all coins being made available to the community.
$SUIJURIS: 94c754e211977cf2bf4e98d201d638679c963875fc8ffa330a0ad02b
• Blockchain: Cardano (ADA-native)
• Purchase: Immediate delivery to your wallet (Cardano wallet required)
• Minimum: 1 Suijuris Coin
• Bonus: Orders over X coins may unlock early access to private events or tools (optional upsell)

By holding Suijuris Coin, you:
• Support its activation toward full exchange listing
• Claim early access to private offerings, future tools, and workshops
• Align your energy with a currency that reflects your principles
Whether you're here to exit dependency, build with integrity, or simply say I see what's coming,
Suijuris Coin is for those who move with precision—not permission.

• Lawful self-governance (“suijuris” = of one’s own right • Value created outside of commercial dependency • Entry into a growing network of trust-based, sovereignty-aligned tools
See below or reach out to support!
Under IOHK’s leadership, Cardano was developed as a third-generation blockchain platform, with a strong emphasis on scientific research, peer-reviewed development, and sustainability.
1. Decentralization:
– Cardano, known for its commitment to decentralization, employs a unique consensus mechanism called Ouroboros. This ensures that the network remains secure and decentralized, allowing for a more robust and censorship-resistant platform compared to many other cryptocurrencies.
2. Blockchain Technology:
– Cardano’s blockchain is built on a scientifically-driven approach, utilizing extensive research and peer-reviewed academic studies. This approach sets it apart, offering a highly secure and scalable infrastructure designed to accommodate a wide range of applications.
3. Limited Supply:
– Like Bitcoin, Cardano has a finite supply, which is capped at 45 billion ADA. This controlled scarcity, combined with a meticulous approach to monetary policy, positions Cardano as an asset with a strong potential for long-term value appreciation.
4. Mining:
– Cardano uses a unique Proof-of-Stake (PoS) consensus mechanism, making it energy-efficient and more environmentally sustainable compared to the energy-intensive Proof-of-Work (PoW) system employed by Bitcoin. PoS also allows for greater participation from the community in the validation process.
5. Peer-to-Peer Transactions:
– Cardano’s focus on interoperability ensures seamless communication with other blockchains, potentially revolutionizing cross-chain transactions. This makes Cardano a versatile platform for a wide range of financial applications and smart contracts.
6. Pseudonymity:
– Cardano aims to enhance privacy by allowing users to choose whether or not to disclose their transaction details. This feature provides an additional layer of privacy compared to Bitcoin, offering users more control over their personal information.
7. Security:
– Cardano’s approach to security is rooted in its dedication to formal verification, a mathematical method for ensuring the correctness of code. This meticulous approach minimizes the risk of bugs or vulnerabilities, making Cardano one of the most secure platforms in the cryptocurrency space.
8. Store of Value:
– With its robust infrastructure and commitment to scientific principles, Cardano is emerging as a promising store of value in the digital asset landscape. Its focus on sustainability and long-term viability positions ADA as a reliable asset for preserving wealth.
9. Volatility:
– While Cardano, like all cryptocurrencies, experiences market fluctuations, its sustainable growth model and focus on long-term development contribute to a potentially more stable and resilient price trajectory compared to more speculative assets.
10. Global Reach:
– Cardano’s commitment to inclusivity and accessibility ensures that it remains a global platform accessible to anyone with an internet connection, providing opportunities for financial inclusion on a worldwide scale.
Cardano’s meticulous scientific approach, commitment to sustainability, and emphasis on long-term value make it a unique and promising player in the world of cryptocurrencies.
$SUIJURIS is the native cryptocurrency for Realworldfare ecosystem, and built natively for the Cardano blockchain.
Max Supply = 3.3 Million
100% of supply to community.
Bitcoin is the first and most well-known cryptocurrency, created by an unknown person or group of people using the pseudonym Satoshi Nakamoto. It was introduced in a whitepaper titled “Bitcoin: A Peer-to-Peer Electronic Cash System” in 2008, and the Bitcoin network officially came into existence with the release of its open-source software in January 2009.
Here are some key characteristics and features of Bitcoin:
1. Decentralization: Bitcoin operates on a decentralized network of computers (nodes) spread across the globe. This means it’s not controlled by any single entity, such as a government or a central bank.
2. Blockchain Technology: Transactions on the Bitcoin network are recorded in a public ledger called the blockchain. The blockchain is a series of blocks, each containing a set of transactions. This ledger is maintained and verified by the network of nodes.
3. Limited Supply: There is a maximum supply cap of 21 million Bitcoins. This scarcity is programmed into the Bitcoin protocol and contributes to its perceived value.
4. Mining: The process of validating transactions and adding them to the blockchain is called mining. Miners use powerful computers to solve complex mathematical puzzles. When a puzzle is solved, a new block is added to the blockchain, and the miner is rewarded with newly created Bitcoins, along with transaction fees.
5. Peer-to-Peer Transactions: Bitcoin enables direct transactions between parties without the need for intermediaries like banks. This allows for fast and relatively low-cost international transactions.
6. Pseudonymity: While Bitcoin transactions are recorded on the blockchain, the identities of the participants are hidden behind cryptographic addresses. This provides a level of privacy, although it’s not completely anonymous.
7. Security: Bitcoin transactions are highly secure due to the cryptographic nature of the network. Once a transaction is added to the blockchain, it becomes very difficult to alter.
8. Store of Value: Many people consider Bitcoin as a form of digital gold, viewing it as a store of value and a hedge against inflation.
9. Volatility: Bitcoin’s price is known for its high volatility. It can experience significant price fluctuations over short periods of time.
10. Global Reach: Bitcoin is accessible to anyone with an internet connection, making it a truly global currency.
Bitcoin has had a significant impact on the world of finance and has paved the way for the development of thousands of other cryptocurrencies. It’s used for a variety of purposes, including online purchases, investment, remittances, and as a means of transferring value across borders.
Blockchain technology is a decentralized and distributed digital ledger system that records transactions across multiple computers in a way that ensures security, transparency, and immutability.
Here’s how it works:
1. Decentralization: Unlike traditional centralized systems, where a single entity (like a bank or government) has control over the data, blockchain operates on a decentralized network of computers (nodes). Each node has a copy of the entire ledger.
2. Blocks: Transactions are grouped together into blocks. Each block contains a set of transactions and a unique identifier called a cryptographic hash.
3. Chaining: These blocks are linked together in a chronological order, creating a chain. This linkage is achieved through cryptographic hashes. Each block’s hash contains information about the previous block’s hash.
4. Consensus Mechanisms: To validate transactions and add a new block to the chain, participants in the network must reach a consensus. This process varies based on the blockchain’s specific protocol (e.g., Proof of Work, Proof of Stake, etc.).
5. Immutability: Once a block is added to the chain, it becomes extremely difficult to alter or remove the information. This is due to the cryptographic nature of the hash functions and the fact that the information is distributed across many nodes.
6. Transparency: The ledger is public and transparent, meaning that anyone can view the entire transaction history. However, personal identities are hidden behind cryptographic addresses.
7. Security: The decentralized and cryptographic nature of the blockchain makes it highly secure against hacking or fraud. Any attempt to alter a block would require immense computational power and would need to be validated by the majority of the network.
Blockchain technology has found applications in various industries beyond cryptocurrencies. It’s used for things like smart contracts, supply chain management, voting systems, healthcare, and more. Its ability to provide a secure and transparent ledger for transactions has revolutionized how we think about data management and has the potential to disrupt many traditional industries.
Cryptocurrency is a type of digital or virtual currency that uses cryptography for security. Unlike traditional paper currencies issued and regulated by governments (known as “fiat” currencies ), cryptocurrencies operate on decentralized networks based on blockchain technology.
Here are some key characteristics of cryptocurrencies:
1. Digital Nature: Cryptocurrencies exist only in digital form and have no physical counterpart like coins or banknotes. They are stored electronically in digital wallets.
2. Decentralization: Most cryptocurrencies operate on decentralized networks of computers (nodes) spread across the globe. This means there’s no central authority, like a government or bank, controlling or regulating the currency.
3. Blockchain Technology: Transactions made with cryptocurrencies are recorded in a public ledger called a blockchain. The blockchain is a series of blocks, each containing a set of transactions. This ledger is maintained and verified by the network of nodes.
4. Security: Cryptocurrencies use cryptographic techniques to secure transactions and control the creation of new units. This makes it very difficult for unauthorized parties to alter transaction data.
5. Anonymity and Pseudonymity: While transactions on a blockchain are recorded, the identities of the participants are often hidden behind cryptographic addresses. This provides a level of privacy, although it’s not completely anonymous.
6. Limited Supply: Many cryptocurrencies have a maximum supply cap, meaning there’s a finite amount that can ever be created. This controlled scarcity can contribute to the value of the cryptocurrency.
7. Transparency: The transaction history of each cryptocurrency is recorded on a public ledger, allowing anyone to view the details of transactions. However, personal information is not publicly linked to the transactions.
8. Global Accessibility: Cryptocurrencies can be accessed and used by anyone with an internet connection, making them truly global currencies.
9. Volatility: Cryptocurrency prices can be highly volatile, with significant fluctuations over short periods of time. This can present both opportunities and risks for investors.
10. Use Cases: Cryptocurrencies can be used for various purposes, including online purchases, investment, remittances, smart contracts, decentralized applications (DApps), and as a means of transferring value across borders.
A cryptocurrency wallet is a software program or a physical device that allows users to securely store, send, and receive cryptocurrencies. It manages a user’s private and public keys, which are essential for interacting with blockchain networks. Here’s how a cryptocurrency wallet works:
1. Private and Public Keys:
– Each cryptocurrency wallet contains a pair of cryptographic keys: a private key and a public key.
– The private key is a secret code known only to the wallet owner. It’s used to sign transactions and access the wallet’s funds.
– The public key is a public identifier that is shareable and used to receive funds. It’s derived from the private key.
2. Address:
– The public key, or a hashed version of it, is used to generate a wallet address. This address is like an account number for the cryptocurrency network and is used to receive funds.
3. Transactions:
– When a user wants to send cryptocurrency, they create a transaction using their wallet.
– The transaction includes the recipient’s address, the amount of cryptocurrency to be sent, and a digital signature created with the private key to verify the transaction’s authenticity.
4. Signing Transactions:
– The wallet uses the private key to digitally sign the transaction. This signature proves that the transaction was authorized by the rightful owner of the funds.
5. Broadcasting Transactions:
– Once the transaction is signed, it’s broadcast to the cryptocurrency network.
– The network verifies the transaction’s validity by checking the digital signature and other criteria.
6. Blockchain Confirmation:
– The transaction is included in a block, which is then added to the blockchain. This process is known as confirmation.
– The number of confirmations a transaction requires depends on the cryptocurrency and the associated security protocol.
Types of Cryptocurrency Wallets:
1. Software Wallets (Hot Wallets):
– These are applications or software programs installed on computers, smartphones, or tablets.
– Examples include desktop wallets (installed on PCs), mobile wallets (for smartphones), and web wallets (accessed through a web browser).
2. Hardware Wallets (Cold Wallets):
– These are physical devices designed solely for storing cryptocurrency keys offline.
– They provide an extra layer of security by keeping the keys away from internet-connected devices.
3. Paper Wallets:
– A paper wallet involves printing the public and private keys onto a piece of paper. This method is highly secure because it’s not connected to the internet.
4. Multi-Signature Wallets:
– These require multiple private keys to authorize a transaction, providing additional security.
It’s crucial to keep the private key secure, as anyone with access to it has control over the associated funds. Losing access to the private key can result in the permanent loss of the stored cryptocurrencies. Therefore, it’s recommended to back up private keys and store them in a secure location.