The case of Kevin Walker Estate, et al. v. Jay Promisco, PHH Mortgage Corporation, et al. reveals systemic corruption, legal incompetence, and judicial misconduct. PHH Mortgage, led by attorney Neil J. Cooper, has engaged in fraud, obstruction, and misrepresentation, while the Riverside Federal Court has actively suppressed key filings. Plaintiffs have filed a Verified Demand for criminal enforcement, sanctions, and summary judgment, exposing PHH’s baseless legal tactics. The overturning of the Chevron Doctrine further invalidates PHH’s arguments, proving bad faith litigation. This case is a critical fight against judicial corruption, demanding accountability, due process, and legal sanctions.
PHH Mortgage’s Motion to Dismiss exemplifies judicial overreach, defamation, and procedural misconduct, falsely asserting that a trust cannot be represented by an attorney-in-fact. The motion mischaracterizes legal arguments, obstructs court records, and suppresses due process rights under the color of law. Plaintiffs have challenged this abuse through a writ of mandamus, exposing court manipulation and fraud.
A consumer debtor under UCC § 9-102 is a public entity and debt-transmitting utility vehicle, not a sovereign individual. As an ens legis, the consumer functions as a debtor in a system where all transactions are based on debt, per public law and policy. Since the removal of gold-backed currency (HJR-192, 1933), consumers operate within a commercial framework where assets are collateralized, not owned outright. This distinction separates the legal fiction (U.S. citizen) from the living man or woman, reinforcing the commercial nature of all consumer transactions.
President Donald Trump announced Tuesday that he has directed the Justice Department to immediately terminate all remaining Biden-era U.S. attorneys, affirming that the department had been politicized like never before under the previous administration."We must ‘clean house’ IMMEDIATELY and restore confidence. America’s Golden Age must have a fair Justice System – THAT BEGINS TODAY," Trump declared
Federal statutes strictly prohibit judges, U.S. marshals, and court clerks from engaging in the practice of law or any outside employment that interferes with their official duties. These restrictions are designed to ensure judicial impartiality, prevent conflicts of interest, and uphold public trust in the legal system.
The United States District Court, Central District of California (Riverside), is facing serious allegations of obstruction of justice, record tampering, and due process violations for refusing to file and docket lawful pleadings. Plaintiffs KEVIN WALKER ESTATE, et al. have presented undisputable evidence of obstruction, fraud, and misconduct, and Plaintiffs are demanding criminal prosecution, sanctions, and immediate enforcement. Despite documented receipt of filings, Riverside U.S. District Court and Clerk and other officials have concealed records and manipulated the judicial process, violating 18 U.S.C. §§ 1505, 1512, 1519, and 2071. With Pam Bondi CC’d on the correspondence, high-level authorities are now aware of this constitutional crisis threatening judicial transparency and fundamental rights
A verified complaint filed in court serves not only as a legal pleading but also as a negotiable debt instrument and a special deposit under 28 U.S.C. §§ 2041, 2042, and 2045, as well as a financial asset governed by 12 U.S.C. § 1813(l)(1), 31 U.S.C. § 1321(a)(62), and 31 U.S.C. § 3302. Courts function as depository institutions that receive, manage, and invest funds, with all case-related deposits held in trust by the U.S. Treasury. Under 26 U.S.C. §§ 1271-1275, a verified complaint also qualifies as an Original Issue Discount (OID) security, requiring proper financial reporting. Every case represents a commercial transaction, where funds, securities, and judgments are accounted for within the court’s custodial accounts. Recognizing a verified complaint as a financial obligation enables proper accounting and reclamation of funds through IRS Forms 1099-A and 1099-OID, ensuring transparency and compliance with federal financial laws.
In the world of finance and law, silence equals acquiescence. When you send an affidavit stating the facts surrounding a debt and the other party fails to rebut it, the debt is legally and commercially considered agreed upon as stated. If a full administrative process has been completed—culminating in an Affidavit Certificate of Non-Response in accordance with UCC § 3-505, the debt can be classified as uncollectible. Under IRS Topic No. 453 (Bad Debt Deduction), you can then legally write off the debt and, in some cases, recover the amount as a credit—similar to a 1099-C (Cancellation of Debt).
In a monumental legal development, the Kevin Walker Estate v. Sierra Pacific Mortgage Company case has been removed to federal court and initially assigned to a U.S. Magistrate Judge. However, the Kevin Walker Estate has declined to consent to the jurisdiction of a magistrate and formally filed a "Plaintiffs’ Notice of Decline of Consent to Be Heard by a Magistrate Judge and Demand for an Article III Judge." This demand underscores the Plaintiffs’ assertion of their constitutional right to adjudication by a lifetime-appointed federal judge under Article III of the U.S. Constitution
An Article III court provides essential protections in civil contract disputes involving unrebutted affidavits. It ensures due process, enforces uncontested evidence, and offers both legal and equitable remedies. With exclusive equity jurisdiction, these courts can compel performance, issue injunctions, and affirm binding agreements, safeguarding constitutional rights and justice.
This case law summary highlights key legal principles on jurisdiction, standing, and procedural requirements in financial and mortgage-related cases. Courts consistently void judgments rendered without proper jurisdiction and emphasize the need for plaintiffs to demonstrate legal standing. Fraudulent lending practices, including violations of federal regulations, have led to dismissals with prejudice. Corporate overreach by banks is curtailed through rulings that prohibit lending credit and ultra vires contracts. Evidentiary standards stress the sufficiency of affidavits and the duty to disclose information to prevent fraud. Contract principles underscore the nullification of agreements based on illegal consideration
BMW of Florence and BMW of North America face serious assertions from the Brian Victor Charles Estate, including conspiracy, racketeering, and theft. Central to the case are unrebutted affidavits and the alleged unlawful repossession of a vehicle from BMW Florence’s private property.