Name: ALL LOANS, MORTGAGES, AND PUBLIC UTILITY BILLING CONTRACTS OPERATE AS GOVERNMENT OBLIGATIONS
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This brief delivers irrefutable statutory evidence that every loan, mortgage, and utility account functions as a government obligation within the U.S. credit system. Drawing directly from Title 12, 18, 31, and 50 of the United States Code, it demonstrates how banks act only as fiscal agents and cannot lend their own capital. The borrower’s signature funds the transaction, while the Treasury–Federal Reserve system records, guarantees, and discharges the obligation under public law. It is a hard-hitting legal analysis that unifies monetary, commercial, and equity law into one undeniable truth: all modern credit is public credit.

Categories: ALL DOCUMENTS INFORMATION BRIEFS MANUALS/STUDIES/GUIDES Remedy SECURED PARTY CREDITOR Tags: credit currency education Law money

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modern loan, mortgage, deposit, and utility bill operates as a recordable government obligation under the credit of the United States. It cites 18 U.S.C. § 8, 31 U.S.C. §§ 1501, 3123 & 5118 (Public Law 73-10 / HJR-192), 12 U.S.C. §§ 83 & 411, 12 U.S.C. § 95a, and 50 U.S.C. § 4305 to show that banks cannot lend their own funds and that all commercial performance is settled through Treasury-issued public credit. This brief dismantles the illusion of private debt and exposes how every transaction is underwritten, guaranteed, and discharged by federal law.