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Uncover how auto dealerships exploit power of attorney to monetize your signature and shift liability through hidden finance mechanisms. This detailed legal breakdown explains how your contract becomes a negotiable instrument, how the dealership gets paid from a lender in your name, and how you’re left with the debt. Citing UCC, TILA, and federal law, it reveals the 45-day securitization window and how to assert your rights as the true creditor. Essential for anyone seeking remedy, discharge, or to expose financial fraud in auto sales.

Description

This powerful, fully-cited document exposes the hidden mechanics behind most auto sales transactions—how dealerships covertly obtain power of attorney, use your signature to generate negotiable instruments, and receive payment from third-party lenders while making you liable for a debt you unknowingly prepaid. Citing UCC §§ 3-104, 3-603, 9-203, TILA (15 U.S.C. §§ 1605, 1631, 1641), and Public Law 73-10, this breakdown reveals how your signed contract becomes the check, how the dealership gets paid, and how you, the original creditor, are left with the liability unless rebutted.

Includes a deep dive into the critical 45-day window, dealership liability as co-signer, and how to reassert your superior security interest and discharge the obligation lawfully.

🔹 Perfect for:
– Private remedy research
– Affidavits of truth and security agreements
– UCC lien enforcement
– Demands for lawful discharge and TILA violations
– Educating clients, students, or fiduciaries on hidden finance fraud

Delivery Format: PDF | 5 pages | Fully cited with statutory and commercial law authority

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