MEMORANDUM OF POINTS AND AUTHORITIES : VERIFIED CLAIM THAT TENDER DISCHARGES AUTO LOAN AND REFUSAL TO RELEASE LIEN IS FRAUD, EMBEZZLEMENT, AND OBSTRUCTION

Description

This devastating legal memorandum is your go-to authority when a lender refuses to release a lien after you’ve lawfully discharged an auto loan through valid commercial tender. Rooted in codified Uniform Commercial Code, state statutes (California, Florida, North Carolina), and verified case law, this document gives you the legal firepower to shut down fraudulent lienholders—fast.

🔍 What’s Inside:

• 🔒 Verified legal citations from:

  • UCC §§ 3-603, 3-310, 3-601, 2-206, 1-103, 1-201

  • Cal. Com. Code, Fla. Statutes, N.C.G.S.

• ⚖️ Case law backing proving:

  • Silence = acceptance

  • Refusal to release lien = fraud and conversion

  • Attempting collection after discharge = FDCPA violations

• 📑 Breakdown of how:

  • Your valid tender discharges the debt by law

  • Continued lien = commercial dishonor + civil & criminal liability

  • Failure to rebut = default, estoppel, and forfeiture

💣 Use Cases:

• ✅ You made a lawful tender (promissory note, private instrument, money order)

• ✅ Lender went silent or refused without affidavit or protest

• ✅ Lien remains on your vehicle or title after discharge

• ✅ You’re ready to bring civil claims or press criminal referrals

• ✅ You need declaratory relief, lien removal, damages, or injunctive relief

💼 Perfect For:

• Private Secured Party Creditors

• Equity Claimants

• Fiduciaries of Private Trusts

• Legal Remedy Consultants

• Self-represented litigants (sui juris / in propria persona)

• Anyone ready to end lienholder fraud and recover title

📥 Instantly Download & Enforce Your Rights:

File Name: Mem - TENDER DISCHARGES AUTO LOAN AND REFUSAL TO RELEASE LIEN IS FRAUD.pdf
Availability: Now on Realworldfare.com
Format: PDF (Legal-Memorandum Style)
Use: Legal filings, affidavits, enforcement packets, or education

🛡️ If You Discharged the Debt, The Lien Must Die.

Don’t let corporate entities claim what law no longer allows. Use this legal weapon to assert your rights and enforce immediate correction. If they’re holding your lien, they’re holding it illegally—and this memorandum proves it.