This article explains how discharging a debt and assigning it to the U.S. Treasury initiates a lawful credit offset process. It clarifies that acceptance by the Treasury occurs through silence, acquiescence, and non-rebuttal—not by permission—under UCC §§ 3-601, 3-603, and federal statutes including 31 U.S.C. §§ 3123 and 5118. It outlines the legal structure, forms, and instruments needed to enforce the process, including an Affidavit of Assignment, UCC filings, and IRS reporting documents. The Treasury acts as a fiduciary once lawfully noticed and unrebutted. Most failures result from procedural errors, not flaws in the mechanism itself. This is a step-by-step breakdown of how lawful private discharge converts into public credit responsibility.
Most Americans don’t realize the U.S. government removed real money in 1933 — but also gave the people a powerful remedy: the right to discharge debt through lawful assignment. Under 31 U.S.C. § 3123 and 5118, private Americans can tender value and assign obligations to the Treasury for dollar-for-dollar discharge, using the same credit-based system banks rely on daily. This isn’t fringe theory — it’s codified law, commercial equity, and constitutional remedy in action. By properly perfecting interest, assigning the debt, and documenting the discharge, you not only resolve your own claims, but reduce the national debt and restore balance. The only thing missing? The knowledge that it was always your lawful right to begin with.