Non-judicial foreclosure is an unconstitutional taking that violates due process and property rights by letting private actors seize homes without proving a debt is owed. Banks are often paid twice — or more — through insurance and investor payouts before they foreclose, yet still commit property theft with no courtroom oversight. At the same time, the note and deed are frequently split, destroying any lawful right to enforce foreclosure but ignored in practice. This article exposes how millions lose their homes through a non-judicial system engineered to bypass Constitutional protections and strip homeowners of their rights.
A Verified Constitutional Challenge has been filed by Kevin: Realworldfare exposing systemic judicial obstruction, unconstitutional policies, and the Ninth Circuit’s open defiance of Rule 17 and 28 U.S.C. § 1654. The fraud began with District Judge Jesus G. Bernal’s unlawful dismissal based on fabricated procedural grounds, despite verified filings and lawful standing. Now the Ninth Circuit is compounding the coverup, enforcing BAR monopoly policy over constitutional rights. This article documents the collapse of lawful process, the concealment of fraud, and the active betrayal of the Constitution by federal judicial officers. The record is undeniable—and the challenge is on file.