The case of Kevin Walker Estate, et al. v. Jay Promisco, PHH Mortgage Corporation, et al. reveals systemic corruption, legal incompetence, and judicial misconduct. PHH Mortgage, led by attorney Neil J. Cooper, has engaged in fraud, obstruction, and misrepresentation, while the Riverside Federal Court has actively suppressed key filings. Plaintiffs have filed a Verified Demand for criminal enforcement, sanctions, and summary judgment, exposing PHH’s baseless legal tactics. The overturning of the Chevron Doctrine further invalidates PHH’s arguments, proving bad faith litigation. This case is a critical fight against judicial corruption, demanding accountability, due process, and legal sanctions.
PHH Mortgage’s Motion to Dismiss exemplifies judicial overreach, defamation, and procedural misconduct, falsely asserting that a trust cannot be represented by an attorney-in-fact. The motion mischaracterizes legal arguments, obstructs court records, and suppresses due process rights under the color of law. Plaintiffs have challenged this abuse through a writ of mandamus, exposing court manipulation and fraud.
A consumer debtor under UCC § 9-102 is a public entity and debt-transmitting utility vehicle, not a sovereign individual. As an ens legis, the consumer functions as a debtor in a system where all transactions are based on debt, per public law and policy. Since the removal of gold-backed currency (HJR-192, 1933), consumers operate within a commercial framework where assets are collateralized, not owned outright. This distinction separates the legal fiction (U.S. citizen) from the living man or woman, reinforcing the commercial nature of all consumer transactions.
The U.S. legal system presumes every man or woman to be a decedent or minor in commerce until they claim their securities under 31 CFR § 363.6, effectively placing their estate under government control. Title 26 U.S.C. §§ 7603, 6903, and 6036 establish that no public servant can act upon an estate without proper fiduciary authorization. This article breaks down how statutes like 31 U.S.C. § 1321 and 26 U.S.C. § 2203 confirm the necessity of asserting one’s legal standing to prevent unlawful interference with an estate. Understanding these laws is crucial for reclaiming control over one’s financial and legal status
In the world of finance and law, silence equals acquiescence. When you send an affidavit stating the facts surrounding a debt and the other party fails to rebut it, the debt is legally and commercially considered agreed upon as stated. If a full administrative process has been completed—culminating in an Affidavit Certificate of Non-Response in accordance with UCC § 3-505, the debt can be classified as uncollectible. Under IRS Topic No. 453 (Bad Debt Deduction), you can then legally write off the debt and, in some cases, recover the amount as a credit—similar to a 1099-C (Cancellation of Debt).
An Article III court provides essential protections in civil contract disputes involving unrebutted affidavits. It ensures due process, enforces uncontested evidence, and offers both legal and equitable remedies. With exclusive equity jurisdiction, these courts can compel performance, issue injunctions, and affirm binding agreements, safeguarding constitutional rights and justice.
This case law summary highlights key legal principles on jurisdiction, standing, and procedural requirements in financial and mortgage-related cases. Courts consistently void judgments rendered without proper jurisdiction and emphasize the need for plaintiffs to demonstrate legal standing. Fraudulent lending practices, including violations of federal regulations, have led to dismissals with prejudice. Corporate overreach by banks is curtailed through rulings that prohibit lending credit and ultra vires contracts. Evidentiary standards stress the sufficiency of affidavits and the duty to disclose information to prevent fraud. Contract principles underscore the nullification of agreements based on illegal consideration
BMW of Florence and BMW of North America face serious assertions from the Brian Victor Charles Estate, including conspiracy, racketeering, and theft. Central to the case are unrebutted affidavits and the alleged unlawful repossession of a vehicle from BMW Florence’s private property.
Defendants Kevin Walker and Donnabelle Mortel, both nationals, secure a victory as a fraudulent unlawful detainer case is dismissed. They now demand and are entitled to at least $1,000,000 in legal costs, compensatory and punitive damages, and sanctions for procedural misconduct and fraud on the court. The case sets a precedent for holding plaintiffs accountable for abuse of the judicial process
according to statutes, codes, and public policy, bills of exchange are legally recognized as currency because they discharge debt obligations in commerce. HJR 192, 31 USC 5118, and 12 USC 412 establish that debt instruments replace gold as legal payment. UCC provisions (3-603, 3-311, and 3-601) confirm that offering a bill of exchange settles debts, even if refused.
In the American legal system, a fundamental distinction exists between benefits and rights—and understanding this distinction is critical if you aim to assert sovereign status or challenge government authority. At the heart of this issue lies the principle of constitutional estoppel, reinforced by the Ashwander Rules and long-standing doctrines in equity. Simply put: When you accept a government benefit, you forfeit certain rights, including the right to challenge the law that governs that benefit.
Van Ballion (Nigel Turner), a UK-based content creator, and Michael J. Gravlin, an attorney at law behind the channel Law Talks with Mike, are accused by critics of actively undermining the constitutional rights of Americans. Their content spreads misinformation, misrepresents legal concepts, and wages smear campaigns against non-citizen nationals/nationals and state Citizens who assert their lawful rights and expect Constitutional security and protection. Michael Gravlin’s role as an officer of the court raises concerns about ethical violations, as his platform reportedly labels Americans with disparaging terms such as "Sov Cits" to maliciously disprage and undermine their legal advocacy. Van Ballion, despite lacking ties to the U.S. legal system, interferes in American civic discourse through malicious, dispraging, and harmful commentary. The KEVIN WALKER ESTATE is now preparing to sue YouTube, Turner, and Gravlin for malicious defamation, libel, and conspiracy to undermine lawful discourse, conspiracy and racketerring against the people of America. Americans seeking to protect their rights or who have been defamed are encouraged to assert their rights and seek redress.