Compelling someone to provide their Social Security Number (SSN) is a federal felony under 42 U.S.C. § 408(a)(8). Learn how the law protects your right to withhold your SSN and how the Privacy Act mandates full disclosure before it can be requested. Court rulings confirm your privacy rights — and even the FBI admits that Credit Privacy Numbers (CPNs) are legal alternatives. Discover how you can use a W-8BEN, foreign trust, or CPN to legally opt out of the W-4/W-2 system.
In the wake of the 2008 housing market crash, Operation Malicious Mortgage emerged as one of the most significant federal efforts to combat rampant mortgage fraud that contributed to the crisis. Spanning from March 1 to June 18, 2008, this operation was a multi-agency response to systemic corruption and fraudulent practices within the mortgage and real estate industries. Led by the Department of Justice (DOJ) and the Federal Bureau of Investigation (FBI), the initiative exposed a nationwide epidemic of financial crimes, culminating in 406 defendants charged in 144 separate cases across the United States.