Many assume that consumer law exists independently of the Uniform Commercial Code (UCC) and is governed solely by statutes like the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z. However, this is a misconception. The UCC plays a critical role in consumer transactions, particularly in areas such as secured transactions, negotiable instruments, sales of goods, and warranties. While consumer protection laws provide remedies and disclosures, the UCC governs the enforceability, structure, and rights associated with consumer agreements.One of the most significant aspects of this relationship is UCC Article 9, which explicitly recognizes "consumers" as "debtors" in secured transactions, reinforcing the UCC’s authority over consumer transactions.
Take Control of Your Commercial Affairs. Everything in commerce is a contract—if you don’t control the terms, you’re bound by them. This course teaches you how to enforce your rights using the UCC & U.S. Code, master administrative processes, and hold entities accountable with notices of default & contract enforcement. Learn to operate privately & lawfully while securing your financial and legal standing.
In a world where everything operates as a contract, understanding the Uniform Commercial Code (UCC) can be the difference between being in control or being controlled. The UCC Playbook: How to Use Contract Law to Secure Your Assets, Family, Freedom, and Enforce Your Rights is a roadmap to reclaiming your financial and legal sovereignty.
The right to represent a trust as an attorney-in-fact is well established in federal law, the Uniform Commercial Code (UCC), and legal precedent. Despite common misconceptions, a trust is a contractual entity that can be lawfully represented by an authorized agent, including an attorney-in-fact. This article breaks down the legal foundation supporting this right, key statutory provisions, and how to enforce it against courts and financial institutions that attempt to deny it.
The right to represent a trust as an attorney-in-fact is well established in federal law, the Uniform Commercial Code (UCC), and legal precedent. Despite common misconceptions, a trust is a contractual entity that can be lawfully represented by an authorized agent, including an attorney-in-fact. This article breaks down the legal foundation supporting this right, key statutory provisions, and how to enforce it against courts and financial institutions that attempt to deny it.
The Kevin Walker Estate has filed a historic legal challenge asserting American sovereignty, constitutional supremacy, and jurisdictional limits. This Verified Affidavit confronts government overreach, legal presumptions, and federal misapplications of law—placing the courts on notice. This case could set a powerful precedent for self-governance, private property rights, and true legal accountability. Will the courts uphold the Constitution, or expose the depth of their corruption?
The case of Kevin Walker Estate, et al. v. Jay Promisco, PHH Mortgage Corporation, et al. reveals systemic corruption, legal incompetence, and judicial misconduct. PHH Mortgage, led by attorney Neil J. Cooper, has engaged in fraud, obstruction, and misrepresentation, while the Riverside Federal Court has actively suppressed key filings. Plaintiffs have filed a Verified Demand for criminal enforcement, sanctions, and summary judgment, exposing PHH’s baseless legal tactics. The overturning of the Chevron Doctrine further invalidates PHH’s arguments, proving bad faith litigation. This case is a critical fight against judicial corruption, demanding accountability, due process, and legal sanctions.
The DOJ has determined that removal restrictions for Administrative Law Judges (ALJs) are unconstitutional, citing Supreme Court precedent in Free Enterprise Fund v. PCAOB. Acting Solicitor General Sarah Harris informed Senate President Pro Tempore Charles Grassley that the DOJ will no longer defend these restrictions in court. DOJ Chief of Staff Chad Mizelle stated that unelected ALJs have exercised unchecked power for too long and must be accountable to the President and the people
PHH Mortgage’s Motion to Dismiss exemplifies judicial overreach, defamation, and procedural misconduct, falsely asserting that a trust cannot be represented by an attorney-in-fact. The motion mischaracterizes legal arguments, obstructs court records, and suppresses due process rights under the color of law. Plaintiffs have challenged this abuse through a writ of mandamus, exposing court manipulation and fraud.
A consumer debtor under UCC § 9-102 is a public entity and debt-transmitting utility vehicle, not a sovereign individual. As an ens legis, the consumer functions as a debtor in a system where all transactions are based on debt, per public law and policy. Since the removal of gold-backed currency (HJR-192, 1933), consumers operate within a commercial framework where assets are collateralized, not owned outright. This distinction separates the legal fiction (U.S. citizen) from the living man or woman, reinforcing the commercial nature of all consumer transactions.
President Donald Trump announced Tuesday that he has directed the Justice Department to immediately terminate all remaining Biden-era U.S. attorneys, affirming that the department had been politicized like never before under the previous administration."We must ‘clean house’ IMMEDIATELY and restore confidence. America’s Golden Age must have a fair Justice System – THAT BEGINS TODAY," Trump declared
Federal statutes strictly prohibit judges, U.S. marshals, and court clerks from engaging in the practice of law or any outside employment that interferes with their official duties. These restrictions are designed to ensure judicial impartiality, prevent conflicts of interest, and uphold public trust in the legal system.
The United States District Court, Central District of California (Riverside), is facing serious allegations of obstruction of justice, record tampering, and due process violations for refusing to file and docket lawful pleadings. Plaintiffs KEVIN WALKER ESTATE, et al. have presented undisputable evidence of obstruction, fraud, and misconduct, and Plaintiffs are demanding criminal prosecution, sanctions, and immediate enforcement. Despite documented receipt of filings, Riverside U.S. District Court and Clerk and other officials have concealed records and manipulated the judicial process, violating 18 U.S.C. §§ 1505, 1512, 1519, and 2071. With Pam Bondi CC’d on the correspondence, high-level authorities are now aware of this constitutional crisis threatening judicial transparency and fundamental rights