In California, the creation and existence of a debtor and creditor relationship are governed by Law, statutes, and/or case law. It could be the Uniform Commercial Code, United States Code, California Civil Code, or Commercial Code, and depends on the situation, parties, and their respective location(s). These relationships are fundamental to the legal and financial system, impacting contracts, secured transactions, and obligations.
NO Law requires you to record / pledge your private automobile. a Private automobile is not required by any law, code or statute to be recorded. Any recording (pledge) of Private automobile to any agency is strictly voluntary. Any recordation / contract you or a Dealership has done was a fraudulently conveyed act as the recording agency/automobile Dealer told you that you must record your Private Property. The voluntary pledge that was done without just compensation is usually done through fraud, deceit, coercion and withholding of facts, which can only be construed as fraud and unjust enrichment by agency as well as a willful malicious act to unjustly enrich the recording agency and its public servants.
"Under the color of law" refers to actions taken by government Officials or Agents that appear to be within the bounds of their lawful authority but are, in fact, abuses of power or violations of an private citizen/non-citizen national‘s constitutional rights. This phrase is often used in legal contexts to describe situations where "law enforcement Officers" or other public officials misuse their positions to commit unlawful acts of injustice and/or or discrimination, such as unlawful arrests, excessive force, unlawful and illegal foreclosures (since all foreclosures are fraud since Executive Order 6102 and House Joint Resolution 192 of June 5, 1933, public law 73-10), unlawful repossessions/thefts, or illegal searches and seizures.
anyone can file a UCC-1 against anyone else. To protect both secured creditors and debtors, Article 9 has strict requirements that must be met for a filed UCC-1 to be effective. One of those requirements is that the financing statement must be authorized by the debtor. Even if that authorization is way of a non-response to an affidavit and/or notice, silent acquiescence, tacit agreement, and/or tacit procuration.